Mortgage simulator

Fixed interest is an interest rate that does not vary throughout the duration of the mortgage loan. In other words, the interest rate you agree to when you sign the mortgage will remain the same until the end of the loan. Variable interest, on the other hand, is just the opposite. It is an interest rate that can vary depending on an economic indicator: the Euribor rate. Normally, if this indicator rises, the interest rate of the mortgage loan increases and vice versa.

Clikalia provides a free service to customers looking for the best mortgage solutions.

- Identification document (Citizen Card or Identity Card or Permanent Residence Permit or Passport); - Proof of income (last 3 pay slips); - Last year's IRS tax return; - Last year's tax assessment notice; - Bank statements (last 3 months); - Send a statement of liabilities obtained from the Bank of Portugal's Central Office via the link bportugal.pt.

Mortgage loans are usually signed at the same time as the deed, so the deadline depends on several factors: availability of the notary and the seller, depending on the status of the property search and purchase process, etc.

At Clikalia, we can obtain financing offers that generally cover up to 90% of the financing. In any case, Clikalia's mortgage advisors are highly professional, responsible, and scrupulous, and will present proposals that truly suit your financial profile and needs.